Semester Payment Plan
The University of Cincinnati partners with Transact to offer a Semester Payment Plan that allows students and their delegates to divide the cost of tuition, housing, and fees into three equal monthly installments.
Each semester that a student chooses to participate, they will need to complete Semester Payment Plan enrollment in Transact and pay a $35 non-refundable enrollment fee.
Students
- Log in to Catalyst
- Click the "My Finances" tile
- Click "Make A Payment"
- You will be transferred to Transact where you can select "view payment plan options" in the "overview."
- Complete the prompts
Delegates:
- Log in to Catalyst
- Click the "Delegated Access" tile
- Select "Financial" on the left side of the page
- Click "Pay Bill"
- You will be transferred to Transact where you can select "view payment plan options" in the "overview."
- Complete the prompts
Delegates of multiple students will need to click "Pay Bill" in Catalyst and then click "Overview on the left side of the page. Next to the displayed students name, click "View a different student."
| Semester | Enrollment Opens |
Enrollment Closes | First Payment Due |
Second Payment Due |
Third Payment Due |
|---|---|---|---|---|---|
| Fall 2024 | 07/12/2024 | 09/10/2024 | 08/21/2024 | 09/21/2024 | 10/21/2024 |
| Spring 2025 | 11/22/2024 | 01/28/2025 | 01/08/2025 | 02/08/2025 | 03/08/2025 |
| Summer 2025 | 04/04/2025 | 05/27/2025 | 05/07/2025 | 06/07/2025 | 07/07/2025 |
How It Works
- The non-refundable $35 enrollment fee is required to be paid at the time of enrollment.
- Payers will be enrolled in auto pay by default. However, payers can opt out of auto pay during the initial enrollment process; or they can cancel/edit auto-pay any time before the installment due date.
- With auto pay, all scheduled payments will occur on the payment plan due dates.
- With auto pay, all scheduled payments will occur on the payment plan due dates.
- Once enrolled, students and delegates will see a Semester Payment Plan service indicator in Catalyst.
- Scheduled due dates are fixed, regardless of when a payer enrolls in the semester payment plan. These dates cannot be changed.
- If a payer enrolls after the first scheduled due date, the payer will be required to "catch up" by paying the first installment at the time of enrollment.
- If a payer enrolls after the first scheduled due date, the payer will be required to "catch up" by paying the first installment at the time of enrollment.
- Monthly installments will be determined by taking charges due minus any anticipated aid and evenly disbursing the remaining charges over three installments.
- Payers should initiate all payments via Transact.
- Payments received outside of Transact (i.e. mailed payments, electronic payments processed directly by your 529, etc.) will reduce the total balance of your plan not your due installment. For example, if your payment plan totals $3000 and you have three scheduled installments of $1000 each and you mail a check for $1000. When the check is processed your payment plan will be reduced to $2000 and you will have three scheduled installments of approximately $666.66.
- Email reminders will be sent to the payer who enrolled in the semester payment plan.
- Semester payment plans will be canceled after the second missed payment. The account will then be subject to late fees.
To view scheduled installments or due dates, payers will first need to click "Make a Payment" or "Pay Bill" in Catalyst which will then transfer you to Transact.
Delegates of multiple students will need to click "Pay Bill" in Catalyst and then click "Overview on the left side of the page. Next to the displayed students name, click "View a different student."
Additional Details
- Semester Payment Plans are term specific and enrollment is required each term.
- Once enrolled in the semester payment plan, the $35 enrollment fee is non-refundable. Please use caution when enrolling.
- The 3-pay option is the only semester payment plan available. We do not offer an annual payment plan.
- All accounts are eligible for the semester payment plan if their charges are for the current semester, at least $500 after anticipated aid, and before the enrollment deadline.
- Past due balances ($499 or less) from a prior semester are required to be paid before a payer can complete enrollment in a semester payment plan.
- Installments are "billed" three days before the installment due date.
- If subsequent charges are added after the "bill" date, they will be evenly redistributed over the remaining installments.
- If subsequent charges are added after the "bill" date, they will be evenly redistributed over the remaining installments.