UC Goering Center news
July 7, 2020
By Anthony C. Kure Many of us fondly look back on the 1980’s. The music, TV, movies and style are distinctly memorable. For savers and retirees, there is nostalgia for the higher interest rates. These higher rates on bonds and cash, sometimes in the double-digits, generated healthy income. Some retirees could fund all their needs with the interest income from a portfolio of all bonds. When supplemented by Social Security and even a pension, much more common then, investors were less dependent upon stocks, and as a result, less concerned about volatility. Today the notion of living off bonds alone is unrealistic for a vast majority of investors. Yields on the 10-year U.S. Treasury note are less than 1%. High-quality corporate bonds yield a little more, but not much. So retirees living off their investment portfolio need a growth engine to keep up with inflation and sustain purchasing power. That growth engine is stocks. Stocks have a long track record of outpacing bonds, but at a cost. 2020 has served as a reminder that stocks can generate gut-wrenching paper losses. Without the proper approach and mindset, these market declines sometimes lead to panicked reactions. Some simply can’t endure and decide to sell all their stocks in hopes of avoiding further pain. This reaction may provide a little better sleep in the short-term, but it also locks in permanent losses, jeopardizing the success of a retirement plan. So what can be done to avoid such a disaster?
UC Answers: Why should I get involved on campus?
June 27, 2020
Sid Thatham jumped into many UC groups on campus and built a network that led to his success today. Learn why this was so important.
Lindner student talks scholarship
August 27, 2020
Kolodzik Scholar Abbie Smith shares her UC experience
UC projects 8th straight year of record enrollment
August 24, 2020
Though in the midst of one of the most challenging periods in the history of higher education, the University of Cincinnati will start the new academic year with its eighth consecutive year of record-breaking enrollment.
Photo gallery: UC prepares for return to campus
August 14, 2020
Photos of spaces with social distancing, signage, hand sanitizer and more.
UC Goering Center news
August 11, 2020
Goering Center August newsletter article by McGohan Brabender.
Local 12: UC students create nonprofit to feed families
August 12, 2020
UC students' nonprofit efforts help families, businesses impacted by COVID-19 pandemic
UC’s ACE Pathway program puts international students a virtual step ahead
August 13, 2020
The University of Cincinnati offered a new, online version of its highly successful International Pathway Program this summer to help international students needing English language instruction.