Student Health Insurance
Student Health Insurance (SHI) is authorized by University of Cincinnati Board Rule 40-25-01. Students are assessed the health insurance premium if they are enrolled for 6 or more units/credit hours, or enrolled in an equivalent level of Coop or Experiential Learning, in a term.
The University may amend, modify or rescind any existing student health insurance policies, guidelines, rules, procedures or regulations or institute new or additional student health insurance, policies, guidelines, rules, procedures or regulations at any time, at its sole discretion.
Waive UC Student Health Insurance
Students covered under another qualifying health insurance policy are encouraged to complete the Student Health Insurance Waiver located on their "To-Do List" in the Catalyst student portal. The task will direct the student to the on-line waiver form which, if approved, will be valid for the entire academic year. More information regarding this charge and the waiver process can be found at UC Student Health Insurance.
Premium Rates
Academic Year 2024-2025
| Semester |
Rate |
|---|---|
| Fall |
$1,213.50 |
| Spring | $1,213.50* |
| Summer | $652.00** |
* Covers through the summer semester
** Price for students who do not have spring semester coverage
| Coverage |
Cost |
|---|---|
Student + Dependent < 18 |
$4,420 |
Student + Dependent > 18 or Spouse |
$4,854 |
Student + 2 or more Dependents < 18 |
$6,413 |
Student + Spouse + Dependent < 18 |
$6,847 |
Student + 2 or more Dependents > 18 |
$7,281 |
Student + Spouse + Dependent > 18 |
$7,281 |
Student + Spouse + 2 or more Dependents < 18 |
$8,840 |
Student + Spouse + 2 or more Dependents > 18 |
$9,708 |
Family Plans are added to the account in the fall semester and are charged for the entire year. Coverage is from August 10th – August 9th. Once enrolled, coverage cannot be dropped. You must complete the enrollment form to add family coverage.
Bloodborne Pathogen Insurance (also known as Needlestick Insurance) is a service offered to students who may be exposed to human bloodborne pathogens during their course of study. More details regarding this policy can be found at UC Student Health Insurance.
Students with open/active programs in the following colleges and programs are required to have coverage either by paying for Student Health Insurance each term or by paying the annual $16.00 Bloodborne Pathogen Insurance premium charged to their bill:
| College |
Program Description |
Academic Career |
Academic Program |
Academic Plan |
|---|---|---|---|---|
| Allied Health (35) | Medical Laboratory Science (MLSC) | UGRD | 35BAC | MLSC-BS |
| Allied Health (35) | Occupational Therapy (MOT) | GRAD | 35MAS | OT-MOT |
| Allied Health (35) | Physical Therapy (PT) | GRAD | 35DOC | PT-DPT |
| Blue Ash (28) | Advanced Standing Track - Nursing (ASNS) | UGRD UGRD |
28ASC 28ASC |
ASNS-AAS ASNS-AX |
| Blue Ash (28) | Dental Hygiene Technology (DHTN) | UGRD | 28ASC | DHTN-AAS |
| Blue Ash (28) | Emergency Medical Services (EMS) | UGRD UGRD |
28ASC 28CRT |
EMS28-ATS EMS28-C2 |
| Blue Ash (28) | Nursing (NSTN) | UGRD | 28ASC | NSTN-AAS |
| Clermont (34) | Emergency Medical Services (EMS) | UGRD UGRD |
34ASC 34CRT |
EMS34-ATS EMS34-C2 |
| Clermont (34) | Medical Assistant (MDAS) | UGRD | 34CRT | MDAS-C2 |
| Clermont (34) | Nurse Aide Training (NATP) | UGRD | 34CRT | NATP-C1 |
| Clermont (34) | Physical Therapist Assistant (PTA) | UGRD | 34ASC | PTA-AAS |
| Clermont (34) | Respiratory Care (RC) | UGRD | 34ASC | RC-AAS |
| Clermont (34) | Surgical Assisting (SASST) | UGRD | 34CRT | SASST-C2 |
| Clermont (34) | Surgical Technology (STN) | UGRD | 34ASC | STN-AAS |
| Medicine (26) | All students in MD program | |||
| Nursing (29) | All students including Online (except RN/BSN Online and Non-Matriculated students) |
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| Pharmacy (25) | All students | |||
Please know that One Stop Student Services Center or Bursar staff are not qualified or authorized to answer questions concerning policy limits, claims process, waiver status, etc. Questions, comments, issues, etc. should be directed to:
Student Health Insurance Office
(513) 556-6868
studins@ucmail.uc.edu
UC Student Health Insurance